Gulte Movie News And Politics
Money kept by NRIs in Indian banks has dropped sharply this year. As per RBI data, NRI deposit inflows fell by 26.6 % to 9.2 billion dollars between April – Nov 2025. Last year, during the same period, inflows were much higher at 12.55 billion dollars.
The biggest reason for this fall is the decline in foreign currency deposits. FCNR deposits, which are kept in foreign currencies and protect against exchange rate changes, saw much lower inflows. This shows that many NRIs are no longer keen on parking money in such fixed deposits.
However, rupee based NRI accounts performed slightly better. NRE deposits recorded some growth, showing that a section of NRIs still trusts the Indian banking system. NRO accounts also saw a small increase, mainly from income earned in India.
Even though fresh inflows have slowed, the total NRI deposits in Indian banks remain stable. By the end of November 2025, total NRI deposits stood at about 168 billion dollars, which is slightly higher than last year.
