Two-factor authentication for all digital payments, including UPI platforms, came into force from April 1 following directions from the Reserve Bank of India. Transactions will now require two verification steps. Even if someone knows a user’s PIN, payments won’t go through without the second authentication, usually via OTP, fingerprint, or facial recognition, strengthening protection against fraud.
This post was last modified on 1 April 2026 10:11 pm
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