UPI payment rules are set for a change from October 15, 2026, with a revised MDR framework for select merchant transactions. Consumers will continue using UPI for free, while transactions up to ₹2,000 remain unaffected. For higher value transactions, merchants may face a 0.4% MDR, or ₹0.40 per ₹100, capped at ₹300.
This post was last modified on 15 September 2026 7:29 pm
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